USD Account in Nigeria
Open a USD account from Nigeria with account and routing numbers in your own name. Receive ACH and wire transfers from clients, employers and platforms, then withdraw to your Mobile Money or bank account in NGN.
No US address or SSN needed
USD Account, in your name
Account number
Routing number
ACH from a client
Received
Wire from a client
Received
Withdrawn to your Mobile Money or bank account
Converted to NGN
An example of the account view. Not a live balance, and the numbers shown are not real account details.
Most people in Nigeria receiving USD are working around the system rather than inside it. Domiciliary accounts take weeks to open and often get restricted, international wires get returned days later with no clear reason, and platforms like Upwork and Fiverr pay out through intermediaries that shave value at every hop. So people ask a friend abroad to receive on their behalf, or accept whatever rate an agent offers, and lose both money and certainty in the process.
Novacrust gives you a real USD account in your own name, with account and routing numbers that accept ACH and wire directly. Clients pay you the way they pay anyone in the US, and you withdraw to your Nigerian bank in naira whenever you want, at a rate you see first.
How it works
Sign up with an email address. No US address and no minimum balance.
Complete KYC with a government-issued ID from Nigeria. It takes about two minutes.
Get your account and routing numbers, share them with clients or platforms, and withdraw to your local account in NGN whenever you want.
Getting paid
Share your account and routing numbers and let clients, employers and payout platforms pay you the way they pay any US account.
From any US bank
SWIFT from anywhere
This is not another account to manage. It is the one that removes the middle step, so dollars arrive in your own name and leave in NGN to your Mobile Money or bank account, at a rate you see before you confirm.
“I used to rely on friends abroad before this. Now my clients pay the account in my own name.”
Chidi Okonkwo
Lagos
“My wire transfers finally arrive without issues. Nothing has been returned since I switched.”
Funmi Adeyemi
Abuja
“I can withdraw to my bank immediately after receiving USD. Same afternoon, every time.”
Emeka Ibe
Port Harcourt
Most people are ready within minutes of finishing verification. You get account and routing numbers as soon as the account is open.
Open a USD account in your own name, receive ACH and wire transfers, and withdraw to your Mobile Money or bank account in NGN.
Open Free USD AccountNo US address or SSN needed
Crypto to cash and cross-border money, built for people who work without borders.
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Novacrust is a financial technology company, not a bank.
All banking services are provided by our licensed banking partners.